Loretta Joseph
Director, AP CapitalCurrently Loretta is global regulatory advisor AP Capital. The Fintech consultant
at the Financial Services Commission Vanuatu and is a board member of the
Regional Centre of excellence (Mauritius) in collaboration with the OECD on
Fintech. Loretta is an external resource to GIABA, she regularly advises a
number of global organisations on responsible adoption of financial technology
across policy makers, governments and industry, specifically blockchain. She
has previously advised OECD and OSCE on digital assets and their impact in
AML/CFT
Also, the MD of Lo-Jo Consulting. She was the fintech and regulatory consultant
to the Government of Bermuda, presently, Serbia and the Governments of
Bermuda and Mauritius.
Loretta sits on the papal council of Humanity 2.0, Developed in collaboration with
the Dicastery for Promoting Integral Human Development at the Holy See and a
consortium of leaders and luminaries.
Loretta is a highly dynamic, skilled banking, financial and consulting professional
with over 25 years in financial markets and related sectors. She has a worked for
major investment banks at Board, MD or senior management level throughout
Asia and India including, RBS (India), Macquarie Group (India), Deutsche Bank,
Credit Suisse and Elara Capital (India), Spanning a long career, Loretta has
tremendous exposure to global financial markets, multiple asset classes and
emerging market environments. Loretta has advised many international banks,
global hedge and pension funds on managing portfolio and exposure to
derivatives and related products. For the last decade, she has been paramount in
successful transaction facilitation for Foreign Investors in India and other
emerging markets. She has operated in many multi-cultural organisations.
Loretta sits on the advisory board of UWS (Business School), Blume Ventures
(India). She is also an adjunct fellow at UWS (Australia). She was previously
Director of market development at SSX, is a Lifetime fellow of ADDCA
(Australian Digital Currency and Commerce Association) chair of the Serbian
blockchain Association.
Loretta holds various advisory positions globally. She was the recipient of the
Fintech Australia “Female leader of 2016” She was the recipient of the Fintech
Australia “Leader of 2017 and Sancta Sophia College (Within Sydney University)
Alumni Award 2016, 2018 and current 2019 alumni Award recipient for Social
impact.
Loretta holds a Bachelor of Economics degree from the University of Sydney